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Top 6 Ways To Save Money On Auto Insurance
Many drivers often find themselves paying a lot for car insurance but don't realize how many areas there are for savings.
And if you're like many Americans today, you too are looking for every way possible to save a penny. With that said, we've gone ahead and listed the top 10 ways to save on auto insurance so that you can maximize the amount of money you can put back in your own pocket!
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1. Consider how much your insurance may rise with the purchase of a newer car.
When it comes to buying a new car, many people often forget that as newer, faster cars come on the market, it actually increases how much you will pay for insurance. This is exactly why sports cars have much higher rates for insurance versus an old sedan.
Another factor that determines how much more you may pay for insurance is how much it might cost to repair that car. If the average repair is higher, chances are your insurance will be too.
2. Combine other insurance policies into one single company.
I'm sure you've heard of the word "bundling" not just in the auto insurance business, but pretty much every industry that offers multilpe services. When drivers can combine their auto insurance along with their homeowners insurance (or even a boat) huge discounts are available. Insurance companies do this because they are generating a lot more value from one customer versus what they had with only one policy.
3. Drive less and you could save more
One hidden trick that most insurance companies don't always tell you is that they typically have tiers that drivers can subscribe to which could lower your price based on how much you drive. If you tend to travel long distances for work more frequestly, chances are your policy will cost more compared to someone who doesn't have to drive much. Because of this, make sure to ask your agent if you can get a discout if you don't typically drive as much
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4. Increase your deductable
Of course, you may have to pay more out of your pocket if you do get into an accident, but for those of you who are safer drivers, it's smart to have a higher deductable so that you don't have to pay more each month. In fact, you could save anywhere from 15% to 40% using this tactic alone.
Furthermore, if you've ever enrolled in defensive driving classes, insurance companies will often give you an even bigger discount!
5. Maintain good credit
One cool fact that most drivers don't know is that its statistically proven that safer drivers tend to have a higher and more stable credit score. Becuase of this, more and more insurance companies are now taking your credit score into consideration before they offer you a policy. Be sure to check your credit score frequently to make sure that there are no negative marks. There are a variety of different sources online that are available to consumers to check their credit for free and some even offer monitoring services to do it for you automatically.
6. Use online services to help find the best rates online
Everyone knows how the power of the internet is the best way to find the best prices online, so why not use it the same for for car insurance?
We've found multiple services online that can help you find the cheapest rates in your area. This works great for both the insurance company and the driver because it saves everyone time and money. One of the best services we found was Easy-AutoQuotes.com.
Want To Save Money With Easy Auto Quotes? Here’s How You Do It:
Step 1: Click your state on the map below to instantly check your zip code for free
Step 2: Once you enter your zip code and enter your driving info, you will be able to see all of the discounted quotes from all of the top carriers! It's really that easy!
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